Tuesday, December 16, 2008

Kiva.org and Adela update

The loan has gone out to Adela in Peru, and now that its been dispersed, we get to see the other people who are also helping her. I like this feature of Kiva, that the fourteen people who pulled together the $500 loan can now see each other. There are two sets of people from Finland, and the rest are from the United States. If the person has created a profile, you can see a picture of them, along with seeing a list of other loans they have been a part of, complete with if those loans have been repaid or are being repaid. I could send a message to the other lenders if I wanted.

There's not much information about Adela, other than she lives in Pucallpa, Peru. She's a single mother and lives with her children and her families. This is her second loan, and she sells groceries. This particular loan is to help build a kiosk to sell her groceries.

So far, I like the Kiva experience. It does a nice job of creating a community around lenders, and giving us the opportunity to feel we know a little more about our borrower than a bank would ever allow or provide. Whether this group of people will form a bond is yet to be seen. It might be cool to invite friends or family (or co-workers) to sponsor a single borrower together, and really rally around what a group can do. For now, I'm happy to be a part of the experience as it stands. I'll keep reporting back if we get more updates.

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